Programs

Housing Authority Online Application & Waitlists

The Michigan City Housing Authority works to provide stability for the families we serve while assisting the community with implementing long-term goals for affordable housing.

MCHA offers a variety of programs and services to aid families in our community while preserving well maintained multi-family housing and affordably- priced rents.

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PLEASE NOTE: ALL OF OUR WAITING LISTS ARE CLOSED UNTIL FURTHER NOTICE.
The Michigan City Housing Authority will no longer give out waiting list numbers. Once your preliminary application has been accepted, you will receive a letter that will contain your number on the waiting list and your estimated wait time for assistance. If you do not receive a letter, it may have been sent to an incorrect address and was returned by the post office. If your letter is returned, you will be removed from the waiting list. Changes to your application can be made by completing and submitting an Applicant Change of Information Form or online at michigancityha.housingmanager.com.

Income Limits

No. of Family Members
Very Low Income
Low Income
1
$20,100
$32,100
2
$22,950
$36,700
3
$25,800
$41,300
4
$28,650
$45,850
5
$30,950
$49,550
6
$33,250
$53,200
7
$35,550
$56,900
8
$37,850
$60,550

Low Rent Public Housing

Public Housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and people with disabilities. Public Housing comes in all sizes and types, from scattered site single-family units to multi-unit apartment buildings. The Housing Authority owns 35 dwelling units in Michigan City that are rented to low-income families and seniors. Families pay 30% of their gross adjusted income for rent and utilities.

Please Note: Effective May 1, 2018, All housing authority owned housing will be smoke free

Scattered Site Rentals
35 Units - 1, 2, 3, 4, and 5 Bedrooms

Lakeland Estates on Karwick Road
50 Townhouse Apartments for families

Boulevard Gardens In Garden Court on East Michigan Boulevard
100 Efficiency and 1 Bedroom Apartments for elderly (62 and older) and disabled persons

Income: Low and very low income
Rent: 30% of Adjusted Gross Income (minimum $50)
Security Deposit: $200.00
Appliances: Included
Estimated Wait: 1 to 6 years & availability of units

Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher Program, commonly referred to as "Section 8", allows low-income families the freedom to choose quality housing while maintaining rent payments they can afford. Qualified applicants and participants select units owned by private landlords. These units must qualify under Housing Quality Standards and Rent Reasonable Certification. The client's rent portion is based on 30% of their gross adjusted monthly income. If the rent and utility allowances do not exceed the payment standard, MCHA will issue the balance of the rent directly to the landlord. Upon initial lease renewal, the client's rental portion cannot exceed 40% of their current gross adjusted monthly income.

Private Housing Sector - 371 Vouchers: Rental Assistance to qualified individuals, families, elderly, and disabled persons.

Terms:

  1. Landlord must agree to participate in the Section 8 Program.
  2. Unit selected must meet HUD and Housing Authority quality standards.
  3. Landlord may use their own leases.
  4. Yearly inspection is performed.

Income: Very low
Rent: 30% of Adjusted Gross Income/Total Tenant Payment/Also based on payment standard
Security Deposit: Landlord's option, not to exceed one month's rent; tenant required to pay
Estimated wait time: 1 to 6 years

MCHDI & Business Activity - Fair Market Rents

Single-Family Units - 3, 4, and 5 Bedrooms
Apartments -  1 and 2 Bedrooms
Single Men -  1 Bedroom

Qualifications:

  1. Qualifying Income
  2. Credit Check
  3. 12-18 Months on the Job
  4. Landlord Check
  5. Must Qualify According to Family Composition
  6. Background Check

Income: Low Income
Rent: 30% of Adjusted Gross Income
Utilities: Utility Allowance
Appliances: Included
Security Deposit: Same as rent
Estimated wait time: 4 to 5 years depending on availability.

Rent-To-Own Scattered Sites

When many of our Michigan City families reach their educational, work, and personal goals, they want to stabilize their housing by purchasing a home. With that in mind, we offer Rent-to-Own programs to promote first-time homeownership for moderate-income families.

Brick Homes with Basements and Fenced-In Backyards
26 Units - 3, 4 and 5 Bedrooms
Sale Prices Range from $50,000 to $60,000

Qualifications:

  1. Earned Income
  2. Credit Check
  3. 12-18 Months on the Job
  4. Landlord Check
  5. Must Qualify According to Family Composition
  6. Background Check

eho_logoThe federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, familial status, gender, and disability. The Fair Housing Act ensures that all persons receive equal housing opportunity. For more information about the Fair Housing Act and your rights, visit hud.gov.